Main industries:

• Investment Banking: approx. 40%
• Retail Banking: approx. 35%
• Credit cards and payment services: approx. 15%
• Asset management: approx. 10%

TOP 3 markets:

• United Kingdom: approx. 45%
• United States: approx. 30%
• Europe (excl. UK): approx. 15%

Barclays PLC generates the majority of its revenue from Investment Banking and Retail Banking. These two sectors are the main drivers of the business and provide a stable source of income through various financial services.

The largest market for Barclays is the United Kingdom, which is not surprising due to its historical roots and strong market presence in its home country. The United States follows as the second-largest market, highlighting the international focus and the importance of the US market for Investment Banking. Europe, excluding the United Kingdom, represents the third-largest market, reflecting the diversification within the EU.

Locations of main business activities:

• Headquarters: London, United Kingdom
• International branches: USA, Europe, Asia, Africa

Barclays PLC is a globally operating financial services company and does not produce physical products. Instead, it offers a variety of financial services, including banking, lending, investment banking, and asset management. These services are provided worldwide through a network of branches and subsidiaries. The headquarters is located in London, and the company is active in numerous international markets, including the USA, Europe, Asia, and Africa.

Strategic Growth Focus:

• Digitalization and Technology Investments
• Sustainability and ESG Initiatives
• International Expansion

Barclays PLC is pursuing a strategy that heavily focuses on digitalization and technology investments. The company is investing in digital platforms and technologies to enhance customer experience and increase operational efficiency.

Another key focus is on sustainability and ESG initiatives. Barclays is committed to reducing its environmental impact and offering sustainable financial products to meet the growing demands of investors and regulatory authorities.

Furthermore, Barclays aims for enhanced international expansion, particularly in high-growth markets. This includes both organic growth and strategic partnerships and acquisitions to strengthen its global presence.

Main Imported Raw Materials/Materials: Financial services do not require physical raw materials.

Main Import Countries: Not applicable to the financial sector.

Barclays PLC is a financial services company and therefore does not require physical raw materials or materials for its main business activities. Instead, the company focuses on services such as banking, investment banking, and asset management.

However, if office supplies or IT equipment are imported, they are usually not specific to Barclays and involve the general procurement of office supplies and IT hardware, which can come from various countries worldwide. Such details are rarely published in detail as they are not core to the business.

Market share in the British banking sector: approx. 10% (2023)
Return on equity (ROE): 9.5% (2023)
Common Equity Tier 1 ratio (CET1): 14.6% (2023)

Barclays PLC has a significant competitive advantage in the British banking sector, especially due to its strong market position and diversification in various business areas. The market share of around 10% in the British banking sector demonstrates the established presence and trust of customers in the bank.

The return on equity of 9.5% is an indicator of the efficiency with which the company utilizes its capital to generate profits. This is at the upper end of the industry and shows that Barclays effectively uses its resources to generate returns.

The Common Equity Tier 1 ratio of 14.6% underscores the bank's solid capital base, which is an important stability factor in times of economic uncertainty. This metric exceeds regulatory requirements and provides Barclays with the flexibility to invest in growth opportunities while managing risks.

In summary, Barclays has a robust competitive advantage through its strong capitalization, efficient capital utilization, and significant market position, enabling the bank to thrive in a challenging market environment.

Institutional investor share: approx. 65% (estimated for 2025)

Insider purchases/sales: No significant transactions in the last quarter (estimated for 2025)

The institutional investor share at Barclays PLC traditionally stands at about two-thirds, indicating the trust of large investment funds and institutional investors in the company. These investors value the stability and strategic direction of Barclays.

There were no significant insider purchases or sales in the last quarter, indicating a stable assessment of the company's development by management. This can be seen as a sign that management does not expect any short-term changes in the company's value.

Market share of Barclays PLC: Approximately 8% in the British banking market (2025)

Main competitors and their market shares:

1. HSBC Holdings plc: 15%
2. Lloyds Banking Group: 14%
3. NatWest Group: 10%
4. Barclays PLC: 8%
5. Standard Chartered: 5%

Moat of Barclays PLC: Barclays PLC has a moderate moat, mainly derived from its strong brand recognition, wide product portfolio, and established international presence. The bank has also invested in technology and digital services to enhance its competitiveness.

Comparison with competitors: HSBC and Lloyds Banking Group tend to have stronger moats due to their larger market shares and more global reach (in the case of HSBC). HSBC benefits from a diversified international presence, particularly in Asia, while Lloyds holds a strong position in the British retail banking sector.

NatWest Group also has a solid moat in the British market, supported by a strong brand presence and an extensive branch network.

Overall, Barclays has a significant but not dominant moat compared to its largest competitors. Barclays' competitive advantage lies in the combination of traditional banking services and innovative digital solutions, although this is challenged by strong competition in the British banking market.

Revenue growth: 4.5% (2024) Profit growth: 3.8% (2024) Return on equity (ROE): 9.7% (2024) Tier 1 capital ratio: 14.5% (2024)

Barclays PLC recorded a moderate revenue growth of 4.5% in 2024, indicating a stable business development. Profit growth stands at 3.8%, showing that the company is able to efficiently increase its earnings, even though growth lags slightly behind revenue growth.

The return on equity of 9.7% suggests that Barclays is effectively utilizing its resources to generate profits. An ROE close to 10% is a solid figure for banks, indicating healthy profitability.

The Tier 1 capital ratio of 14.5% indicates that Barclays has a strong capital base, which is important for risk management and regulatory requirements. This metric exceeds the minimum requirements and provides a safety margin for economic uncertainties.

Overall, Barclays PLC demonstrates stable financial performance with solid fundamentals. Investing in the stock could be attractive for investors seeking an established financial institution with a strong capital base and moderate growth potential. However, potential investors should also consider external factors such as macroeconomic conditions and regulatory changes that could impact future performance.

Dividend yield: 4.2% (2025, estimated)
Dividend history: Continuous distribution in recent years

Barclays PLC has consistently distributed dividends to its shareholders in recent years. The dividend yield for the year 2025 is estimated to be around 4.2%, based on current market conditions and the company's dividend policy.

The reliability of Barclays' dividend payment can be considered relatively high, as the company has a solid financial foundation and stable earnings. Historically, Barclays has also paid dividends in economically challenging times, indicating a strong commitment to shareholder distribution.