Standard Chartered PLC Forecast | Price, Price Target & Analyst Assessment

Standard Chartered P...

LSE:STAN

£ 16,56

£-0,06 (-0,36%)

16,56 £

£-0,06 (-0,36%)

End-of-day quote: 12/05/2025

Standard Chartered PLC Stock Value

The current analyst recommendation for LSE:STAN is: Hold.

Hold

Standard Chartered PLC Company Info

EPS Growth 5Y

11,80%

Market Cap

£37,59 B

Long-Term Debt

£45,88 B

Annual earnings

02/24/2026

Dividend

£0,30

Dividend Yield

1,82%

Founded

1853

Industry

Financials

Country

United Kingdom

Website

Standard Chartered PLC

ISIN Number

GB0004082847

Website

http://www.sc.com

Analyst Price Target

£16,30

-1.57%

Last Update: 12/06/2025

Analysts: 15

Highest Price Target £18,66

Average Price Target £16,30

Lowest Price Target £13,95

In the last five quarters, Standard Chartered PLC’s Price Target has risen from £6,78 to £12,33 - a 81,86% increase. Eleven analysts predict that Standard Chartered PLC’s share price will fall in the coming year, reaching £16,30. This would represent a decrease of -1,57%.

Top growth stocks in the financials sector (5Y.)

What does Standard Chartered PLC do?

Standard Chartered PLC provides various banking products and services. Regions Asia The company is present in 21 markets, including some of the world's fastest-growing economies. Africa and the Middle East The company has a presence in 25 markets of which the most sizeable by income are the U.A.E., Pakistan, Kenya, Nigeria, South Africa, and Ghana. Europe and the Americas Centred in London, with a growing presence across continental Europe, and New York, the company operates in both North...

Standard Chartered PLC provides various banking products and services.

Regions

Asia

The company is present in 21 markets, including some of the world's fastest-growing economies.

Africa and the Middle East

The company has a presence in 25 markets of which the most sizeable by income are the U.A.E., Pakistan, Kenya, Nigeria, South Africa, and Ghana.

Europe and the Americas

Centred in London, with a growing presence across continental Europe, and New York, the company operates in both North America and several markets in Latin America.

Products and Services

Financial Markets: The company offers macro, commodities and credit trading; financing and securities services; sales and structuring; debt capital markets and leveraged finances; and project and transportation finance.

Transaction Banking: The company offers cash management, trade finance, and working capital.

Wealth Management: The company offers investments, insurance, wealth advice, and portfolio management.

Retail Products: The company offers deposits, mortgages, credit cards, and personal loans.

Clients

The company wants to deliver simple, everyday banking solutions to provide the company's clients with a great digital client experience. The company enables individuals to grow and protect their wealth; the company helps businesses trade, transact, invest and expand. The company also helps a variety of financial institutions, including banks, public sector and development organizations, with their banking needs.

Strategic Priorities

Network Business

Through the company's unique network, the company facilitates investment, trade and capital flows, with an increasing focus on Sustainable Finance. The company is one of the leading international network banks in the company's emerging markets footprint through: taking leading positions in high-returning, high-growth sectors; delivering a market-leading digital platform by continuing to invest in core digital capabilities; and speeding up growth in large markets while expanding in growing markets and corridors e.g., intra-Asia and East-West.

Affluent Client Business

The company offers outstanding personalized advice and exceptional experiences for the company's Private, Priority and Premium Banking clients to help them grow and prosper internationally and at home. The company's deep-rooted network, trusted brand and long-standing commitment with clients in the company's markets are key sources of competitive advantage.

As a leading international wealth manager, the company focuses on unlocking the value of the company's strong affluent client portfolio across Asia, Africa and the Middle East, with suitable client propositions, coverage models and advisory capabilities; maximizing the reach of the company's deep-rooted international network, with Hong Kong, Singapore, the U.A.E., and Jersey as the company's wealth advisory hubs; and delivering personalized and digital-first wealth solutions to the company's clients anchored in investment thought leadership, an open architecture approach and supported by scalable platforms.

Mass Retail Business

The company delivers banking solutions to help its clients prosper by integrating the company's digital services into its clients' everyday lives. New digital solutions, strategic partnerships and advanced analytics are instrumental to the company's business, enabling the company to significantly increase its relevance and reach, serve the company's clients in a meaningful way and lift participation in the communities the company serves. The company is making significant progress in rebuilding foundations for a profitable Mass Retail business; continuing to transform to a digital-first model, deepening the company's capabilities in digital sales and marketing, as well as data and analytics; and becoming the partner of choice to leading global and regional companies and scaling thoughtfully with the company's partners.

The company serves three client segments in three regions, supported by eight global functions.

Corporate, Commercial and Institutional Banking

This segment is supporting clients with their transaction banking, financial markets, corporate finance and borrowing needs, Corporate, Commercial and Institutional Banking provides solutions to more than 20,000 clients in the world's fastest-growing economies and most active trade corridors.

The company supports companies across the world, from small and medium-sized enterprises to large corporates and institutions, both digitally and in person.

Consumer, Private and Business Banking

This segment is serving more than 10 million individuals and small businesses, Consumer, Private and Business Banking focuses on the affluent and emerging affluent in many of the world's fastest-growing cities.

The company supports small businesses and individuals, from Mass Retail clients to affluent and high-net-worth individuals, both digitally and in person.

Ventures

Ventures promotes innovation, invests in disruptive financial technology and explores alternative business models. Its pipeline of over 30 ventures includes two cloud-native digital banks.

Corporate, Commercial and Institutional Banking

Corporate, Commercial and Institutional Banking (CCIB) supports local and large corporations, governments, banks and investors with their transaction banking, financial markets and borrowing needs. The company provides solutions to more than 20,000 clients in some of the world's fastest-growing economies and most active trade corridors. The company's clients operate or invest across 50 markets across the globe. The company's strong and deep local presence enables the company to help co-create bespoke financing solutions and connect the company's clients multilaterally to investors, suppliers, buyers and sellers. The company's products and services enable its clients to move capital, manage risk and invest to create wealth. The company's clients represent a large and important part of the economies the company serves.

The company is also committed to sustainable finance in its markets and to channeling capital where the impact will be greatest. The company is delivering on its intention to support sustainable economic growth, increasing support and funding for financial offerings that have a positive impact on the company's communities and environment.

Strategic Priorities

Deliver sustainable growth for clients by leveraging the company's network to facilitate trade, capital and investment flows across the company's footprint markets.

Be the leading digital banking platform, providing integrated solutions to cater to the company's clients' needs and enhance client experience, and partnering with third parties to expand capabilities and access new clients.

Accelerate the company's sustainable finance offering to the company's clients through product innovation and enabling the transition to a low-carbon future.

In October, the company signed a framework agreement to collaborate with SAP Taulia, a market leader in working capital solutions. As part of the agreement, the company will work with Taulia to provide clients access to supply chain finance through the company's unique emerging-markets network. This will help the company's clients to make their supply chains more resilient and sustainable by enabling their suppliers to gain access to working capital more efficiently and cost effectively. This is the first agreement that Taulia has signed with a banking institution, following its acquisition by SAP.

Consumer, Private and Business Banking

Consumer, Private and Business Banking serves more than 10 million individuals and small businesses, with a focus on the affluent and emerging affluent in many of the world's fastest-growing markets. The company provides digital banking services with a human touch to its clients, with solutions spanning across deposits, payments, financing and Wealth Management. Private Banking offers a full range of investment, credit and wealth planning products to grow, and protect, the wealth of high-net-worth individuals. The company also supports its small business clients with their business banking needs.

The company is closely integrated with its other client segments; for example, the company offers employee banking services to Corporate, Commercial and Institutional Banking clients, and Consumer, Private and Business Banking also provides a source of high-quality liquidity for the company. Increasing levels of wealth across Asia, Africa and the Middle East support the company's opportunity to grow the business sustainably. The company intends to continuously uplift the client experience and improve productivity by driving end-to-end digitalization and process simplification.

Strategic Priorities

Be a leading international Affluent franchise with distinctive client value propositions to unlock the value of the company's Affluent client continuum.

Maximize the reach of the company's deep-rooted international network, with Hong Kong, Singapore, the U.A.E., and Jersey as the company's wealth advisory hubs.

Deliver advisory-led wealth propositions with digital-first and personalized experiences, leveraging an open architecture platform with best-in-class product offering.

Profitable Personal Banking franchise enabled by partnerships, data and digital infrastructure.

A mobile-first digital channel strategy offering exceptional end-to-end client experience.

Continuous improvement in ways of working for process simplification and operational excellence.

Ventures

As part of the ongoing execution of its refreshed strategy, the company has expanded and reorganized its reporting structure with the creation of a third client segment, Ventures, effective on 1 January 2022. Ventures is a consolidation of SC Ventures and its related entities, as well as the company's two majority owned digital banks, Mox in Hong Kong and Trust Bank in Singapore.

SC Ventures is the platform and catalyst for the Group to promote innovation, invest in disruptive financial technology and explore alternative business models.

Mox, a cloud-native, mobile-only digital bank, was launched in Hong Kong as a joint venture with HKT, PCCW and Ctrip in September 2020.

Trust Bank was launched in Singapore in partnership with FairPrice Group, the nation's leading grocery retailer, in September 2022.

Strategic Priorities

SC Ventures' focus is on building and scaling new business models - across the four themes of Online Economy & Lifestyle, SMEs & World Trade, Digital Assets and Sustainability & Inclusion. The company does this by connecting ecosystems, partners and clients to create value and new sources of revenue, providing optionality for the bank. SC Ventures is also advancing the Fintech agenda - identifying, partnering and taking minority interests through the fund in companies that provide technology capabilities, which can be integrated into the bank and Ventures.

Mox continues to grow the customer base and drive main bank relationships across mass and mass affluent segments in Hong Kong. Mox's intention is to build the global benchmark for digital banking. It intends to be the leading virtual bank in Hong Kong for Cards and Digital Lending and continues to further expand services, including the soon-to-launch Digital Wealth Management services.

Trust Bank is targeting continued strong growth, in particular through its deep and extensive partner ecosystem, and to establish itself as a scale player in the mass and upper mass consumer segment in Singapore.

Research and Development

The company invested $1.98 billion in research and development.

History

Standard Chartered PLC was founded in 1853. The company was incorporated in 1969.

Standard Chartered PLC Questions and Answers

Which sectors generate sales and which are the top 3 markets?

Financial services: approx. 70% Trade and transactions: approx. 20% Asset management: approx. 10% TOP 3 markets: Hong Kong: approx. 30% Singapore: approx. 25% India: approx. 15% Standard Chartered PLC generates the majority of its revenue from financial services, including lending and investment...

At which locations are the company’s products manufactured?

Production: No specific physical production Standard Chartered PLC is an international bank headquartered in London, United Kingdom. As a financial services company, Standard Chartered does not produce physical products. Instead, the bank offers a variety of financial services, including retail and...

What strategy does Standard Chartered PLC pursue for future growth?

Strategic Growth Areas: Digitization and Technology Investments Expansion in Asian Markets Sustainability and Green Financing Standard Chartered PLC is strongly focusing on digitization and technology investments to increase its efficiency and enhance customer experience. This includes the introdu...

Which raw materials are imported and from which countries?

Main raw materials/materials: Financial services, capital Countries of origin: Global, with a focus on Asia, Africa, and the Middle East Standard Chartered PLC is primarily a financial services company and not a producer or importer of physical raw materials or materials. Therefore, the company does...

How strong is the company’s competitive advantage?

Return on Equity (ROE): 8.5% (2024) Market share in Asia: 15% (2024) Common Equity Tier 1 Ratio (CET1): 14.0% (2024) Standard Chartered PLC has a significant competitive advantage, especially in the Asian markets, where it holds a market share of about 15%. This is due to its strong presence and lon...

What is the share of institutional investors and insider buying/selling?

Institutional investor share: approx. 70% (estimated for 2025 based on historical data) Insider purchases/sales: No significant transactions in the last quarter (estimated for 2025) The institutional investor share in Standard Chartered PLC traditionally stands at around 70%, indicating the trust of...

What percentage market share does Standard Chartered PLC have?

Market share of Standard Chartered PLC: Estimated around 2-3% (2025) Main competitors and their market shares: HSBC Holdings plc: around 8-10% Barclays plc: around 6-8% Lloyds Banking Group plc: around 5-7% Royal Bank of Scotland Group plc (RBS): around 4-6% Santander UK: around 3-5% Standard Char...

Is Standard Chartered PLC stock currently a good investment?

Revenue Growth: 7.5% (2024) Profit Growth: 8.2% (2024) Return on Equity: 9.8% (2024) Standard Chartered PLC recorded solid revenue growth of 7.5% in 2024, attributed to successful expansion in Asian markets and increased demand for its financial services. The profit growth of 8.2% indicates that the...

Does Standard Chartered PLC pay a dividend – and how reliable is the payout?

Dividend yield: 4.2% (2024) Dividend history: Continuous payout in the last 5 years Standard Chartered PLC has pursued a stable dividend policy in recent years. The dividend yield was recently around 4.2%, which is competitive compared to other banks in the same sector. The reliability of the payout...

Standard Chartered PLC Stock Value

Standard Chartered PLC Company Info

Analyst Price Target

Top growth stocks in the financials sector (5Y.)

What does Standard Chartered PLC do?

Standard Chartered PLC Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal