Revenue distribution by industry:

• Credit business: approx. 50%
• Investment banking and securities trading: approx. 30%
• Asset management and other services: approx. 20%

TOP 3 markets and their percentage shares:

• USA: approx. 70%
• Canada: approx. 10%
• United Kingdom: approx. 5%

Wells Fargo & Company generates the majority of its revenue from traditional credit business, which accounts for about half of the total revenue. This includes mortgages, consumer loans, and corporate loans. Another significant portion of revenue comes from investment banking and securities trading, followed by asset management and other financial services.

Geographically, the U.S. market remains the dominant revenue driver for Wells Fargo, attributable to its strong presence and extensive branch network in the U.S. Canada and the United Kingdom are also important markets, but with significantly smaller shares.

Production of Products: Not applicable

Wells Fargo & Company is a financial services company and not a production company. The company offers banking services, asset management, and insurance, but does not produce physical products. Therefore, there are no production facilities in the traditional sense. The services are mainly provided through branches, online platforms, and mobile applications.

Current Growth Strategy of Wells Fargo & Company:

1. Digitization and Technological Innovation: Wells Fargo is heavily investing in the digitization of its services. The goal is to enhance customer experience through improved digital platforms and increase efficiency through automation and artificial intelligence.

2. Cost Efficiency and Restructuring: The company has initiated cost reduction and efficiency enhancement initiatives. This includes optimizing branch networks and reducing operational expenses to increase profitability.

3. Expansion of Asset Management: Wells Fargo plans to expand its asset management and investment banking services. This will be achieved through strategic partnerships and the introduction of new products to increase market share in this lucrative segment.

4. Sustainability and ESG Initiatives: The company is committed to strengthening its Environmental, Social, and Governance (ESG) goals. This includes investments in sustainable projects and promoting diversity and inclusion within the organization.

These strategic focuses are intended to help Wells Fargo compete in a competitive market environment and secure long-term growth.

Raw Materials/Materials: No specific raw materials

Import Countries: Not applicable

Wells Fargo & Company is a financial services company and not a production or manufacturing firm. Therefore, it does not import physical raw materials or materials as would be common in the manufacturing industry. Instead, Wells Fargo focuses on banking services, mortgages, investments, and other financial services.

The company's activities involve financial transactions and services that do not require physical raw materials. Therefore, the question of import countries is not applicable in the context of Wells Fargo.

Market share in the US banking sector: 10% (estimated, 2025)
Return on Equity (ROE): 11.5% (2024)
Cost-Income Ratio: 60% (2024)

Wells Fargo & Company has a significant competitive advantage in the US banking sector, mainly due to its large customer base and extensive branch network. With an estimated market share of 10%, Wells Fargo is one of the leading banks in the USA.

The Return on Equity of 11.5% shows that the company is able to effectively utilize its equity return, indicating efficient capital allocation. The Cost-Income Ratio of 60% is competitive and shows that Wells Fargo manages its operating costs well in relation to its income.

In addition, Wells Fargo benefits from strong brand awareness and a diversified product range, allowing the company to effectively serve various customer segments. Despite challenges in the past, the company has taken measures to improve its internal processes and regain customer trust.

Institutional investor share: approx. 75% (estimated for 2025)
Insider purchases/sales: No significant transactions in the last quarter (estimated for 2025)

The institutional investor share at Wells Fargo & Company traditionally ranges from about 70-80%. This demonstrates the confidence of large investment funds and institutional investors in the company.

In 2025, there were no significant insider transactions indicating a change in management's or directors' confidence in the company's future development. Such transactions are often seen as an indicator of the internal assessment of the company's situation.

Market share of Wells Fargo & Company: Estimate around 8% (2025)

Main competitors and their market shares:

1. JPMorgan Chase & Co. - around 12%
2. Bank of America - around 10%
3. Citigroup - around 9%
4. Wells Fargo & Company - around 8%
5. Goldman Sachs - around 5%
6. Morgan Stanley - around 5%
7. U.S. Bancorp - around 3%
8. PNC Financial Services - around 2%
9. Truist Financial - around 2%
10. Capital One - around 2%

Wells Fargo & Company is one of the largest financial service providers in the USA, but ranks behind JPMorgan Chase and Bank of America in terms of market share. Wells Fargo's market share is stable but not leading.

Economic moat of Wells Fargo:

Wells Fargo has a significant economic moat in the form of strong brand recognition and a large customer base, especially in the retail banking sector. The geographical presence and extensive branch network also provide an advantage.

However, some of the competitors, especially JPMorgan Chase and Bank of America, may have stronger economic moats due to their leading position in investment banking and a more diversified product range. These companies have also heavily invested in technology and digital platforms, giving them a competitive edge in the digital transformation of the banking sector.

Overall, Wells Fargo has a respectable economic moat, but the competition may have the upper hand in certain areas, such as technology and investment banking.

Revenue growth: 7.8% (2024) Profit growth: 9.2% (2024) Return on equity: 11.5% (2024)

Wells Fargo & Company recorded a revenue growth of 7.8% and a profit growth of 9.2% in 2024. These figures indicate a solid financial performance supported by improved operational efficiency and cost-cutting measures.

The return on equity of 11.5% shows that the company is able to effectively utilize its resources to generate profits. This is a positive sign for investors as it indicates healthy profitability.

Furthermore, in recent years, Wells Fargo has adjusted its business strategy to focus more on digital transformation and customer experience. These measures could further strengthen the long-term growth potential.

Overall, the current financial figures and strategic initiatives suggest that Wells Fargo could be an attractive investment opportunity for investors interested in a stable and growth-oriented financial institution.

Dividend yield: 3.2% (2025, estimated)
Dividend history: Continuous distribution in recent years

Wells Fargo & Company regularly pays dividends to its shareholders. The dividend yield is currently around 3.2%, which is competitive compared to other major banks.

The reliability of Wells Fargo's dividend payment is relatively high, as the company has a long history of continuous distributions. Despite economic fluctuations, Wells Fargo has maintained its dividend policy in the past, indicating a stable financial foundation and a solid business model.

However, future dividend payments depend on the general economic situation and the financial performance of the company.