Banking and Financial Services: 70%
Real Estate Financing: 20%
Insurance and Asset Management: 10%

TOP 3 Markets:
China: 85%
Hong Kong: 10%
Singapore: 5%

The China Construction Bank Corporation generates the majority of its revenues from banking and financial services, which is typical for large banks. A significant portion also comes from real estate financing, as China has a large real estate market. Insurance and asset management services also contribute to revenue, but to a lesser extent.

Geographically, the Chinese market dominates with an 85% share of total revenues, reflecting the bank's strong local presence. Hong Kong and Singapore are important international markets, accounting for 15% of revenues together. These markets are significant for international expansion and diversification of revenue sources.

Production Sites: Mainly in China

The China Construction Bank Corporation (CCB) is one of the largest banks in the world and primarily operates in the financial services sector. As a bank, CCB does not produce physical products but offers financial services. These services are mainly provided in China, as the bank's headquarters and the majority of its operational activities are located there. However, CCB also has international branches to offer its services globally.

Strategic Growth Areas:

• Digitalization and Technology Integration
• Sustainable Financing Projects
• International Expansion

The China Construction Bank Corporation (CCB) is increasingly focusing on the digitalization of its services to increase efficiency and better serve customer needs. This includes investments in fintech solutions and the development of digital platforms.

Another key focus is on sustainable financing projects, particularly in the areas of green energy and environmentally friendly infrastructure. CCB aims to expand its role as a leading financier in these sectors.

In addition, CCB is pursuing a strategy of international expansion to strengthen its presence in global markets. This includes both the opening of new branches and strategic partnerships with foreign financial institutions.

Main Imported Raw Materials: Steel, Copper, Aluminum

Countries of Origin:

• Steel: Australia, Brazil
• Copper: Chile, Peru
• Aluminum: Russia, India

China Construction Bank Corporation (CCB) is one of the largest banks in China and plays a crucial role in financing infrastructure projects and supporting industrial development. The bank itself does not import raw materials, but it finances companies operating in the raw materials industry.

Typically, China imports large quantities of steel, copper, and aluminum needed for construction and infrastructure projects. Australia and Brazil are leading exporters of iron ore needed for steel production. Chile and Peru are significant copper suppliers, while Russia and India are important aluminum exporters.

CCB supports companies importing these raw materials through loans and financial services to drive industrial and infrastructural development in China.

Market share: 10.5% (2024, estimated) Return on equity (ROE): 12.8% (2023) Tier 1 Capital Ratio: 14.5% (2023)

China Construction Bank Corporation (CCB) is one of the largest banks in the world and has a significant competitive advantage due to its size and market position. With an estimated market share of 10.5% in the Chinese banking sector, CCB is one of the leading banks in China.

The return on equity of 12.8% in 2023 shows that CCB operates efficiently and has strong profitability. This is an indicator of the bank's ability to effectively utilize capital, which is an important competitive advantage.

The Tier 1 Capital Ratio of 14.5% indicates a solid capital base, allowing the bank to better manage risks and meet regulatory requirements. This financial stability is another advantage over smaller or less well-capitalized competitors.

Overall, CCB benefits from its size, efficiency, and strong capitalization, giving it a significant competitive advantage in the Chinese and international banking sectors.

Institutional investor share: approx. 65% (estimated, based on historical data)

Insider purchases/sales: No significant transactions in the last year (estimated, 2025)

The institutional investor share in China Construction Bank Corporation traditionally stands at a high percentage, as many large investment funds and state investors hold shares. This reflects the confidence in the bank's stability and growth potential.

Regarding insider purchases and sales, there were no significant transactions in the last year that could indicate a change in the leadership's trust in the bank's future development. This is an indicator of stable corporate governance and a positive assessment of the current business situation.

Market share of China Construction Bank Corporation (CCB): 15% (2025, estimated)

Main competitors and their market shares:

1. Industrial and Commercial Bank of China (ICBC): 20%
2. Agricultural Bank of China: 14%
3. Bank of China: 13%
4. Bank of Communications: 8%
5. China Merchants Bank: 7%

Moat of China Construction Bank Corporation:

China Construction Bank Corporation (CCB) has a significant moat supported by its size, extensive customer base, and strong capitalization. These factors enable CCB to offer cost-effective services compared to smaller banks and benefit from economies of scale.

Compared to its competitors, especially ICBC, which holds the largest market share, CCB has a similar moat in terms of size and network. However, ICBC could be considered a stronger competitor due to its even greater market presence and capital strength.

The other major banks like Agricultural Bank of China and Bank of China also have strong positions, but not the same reach and capital strength as CCB and ICBC. China Merchants Bank, while smaller, has made a name for itself through innovative digital banking services, representing a different but effective moat.

Overall, CCB has a strong moat, but competition in the Chinese banking landscape is intense, and the differences between the top banks are often marginal.

Revenue growth: 5.2% (2024) Profit growth: 4.8% (2024) Return on equity: 12.5% (2024)

The China Construction Bank Corporation (CCB) recorded solid revenue growth of 5.2% in 2024. This reflects the stable economic situation and the effective business strategy of the bank. Profit growth was at 4.8%, attributed to efficient cost control and improved lending practices.

The return on equity of 12.5% shows that the bank is able to effectively utilize its resources to increase value for shareholders. This is a positive signal for investors, as it indicates healthy profitability.

Additionally, the CCB has further solidified its position as one of the leading banks in China, underscored by its strong market presence and customer trust. Given these factors, the CCB's stock could present an attractive investment opportunity, especially for investors interested in stable and long-term growth.

Dividend yield: 5.5% (estimated for 2025)
Dividend history: Steady payout in recent years

The China Construction Bank Corporation is known for paying a consistent dividend to its shareholders. In recent years, the bank has maintained its dividend policy and regularly paid dividends, indicating a reliable payout.

The dividend yield of approximately 5.5% for the year 2025 is an estimate based on historical data and the financial stability of the bank. The bank has a strong capital base and solid earnings power, supporting its ability to pay dividends even in economically challenging times.