Banking: approx. 70%
Asset Management: approx. 20%
Insurance Services: approx. 10%

TOP 3 Markets:
China: approx. 85%
Hong Kong: approx. 10%
International (other countries): approx. 5%

China CITIC Bank Corporation Limited generates the majority of its revenues from banking, which accounts for about 70% of total income. This includes traditional banking services such as loans and deposits. Asset management contributes around 20%, while insurance services make up the remaining 10%.

Geographically, the Chinese market is the dominant revenue driver, accounting for approximately 85%. Hong Kong follows with a share of around 10%, while international markets together make up about 5% of revenues. This distribution underscores the strong local presence and focus on the domestic market.

Headquarters: Beijing, China

China CITIC Bank Corporation Limited is primarily a financial institution and not a manufacturing company. Therefore, it does not produce physical products in the traditional sense, but offers financial services. These services are mainly provided in China, with the bank also having international branches to serve its global customers.

The bank is part of the CITIC Group, which operates in various sectors, but the bank itself focuses on banking services such as lending, asset management, and investment banking.

Strategy for Future Growth:

1. Digitization and Technological Innovation
2. Expansion of International Business
3. Sustainability Initiatives

China CITIC Bank Corporation Limited is heavily focusing on digitizing its services to increase efficiency and enhance customer experience. By investing in Fintech and introducing new digital platforms, the bank plans to strengthen its market position and tap into new customer segments.

Another key area of focus is international expansion, particularly in Asian markets. The bank aims to enhance its presence in strategically important regions to benefit from the growing trade and investment flows.

Furthermore, the company is placing increased emphasis on sustainability. By integrating ESG criteria (Environmental, Social, and Governance) into its business strategy, the bank aims not only to meet regulatory requirements but also to explore new business opportunities in the field of green financing.

Raw Materials/Materials: No specific raw materials, as it is a bank.

China CITIC Bank Corporation Limited is a financial institution and not a production company, so it does not import physical raw materials or materials. Instead, the bank focuses on financial services, including lending, asset management, and investment banking.

However, the bank could indirectly be involved in commodity financing by providing loans to companies that import or export commodities. In such cases, the imported raw materials and their countries of origin would depend on the specific clients of the bank and their business activities.

Market share in China: 3.5% (2024, estimate)
Return on Equity (ROE): 10.2% (2023)
Cost-Income Ratio: 35% (2023)

China CITIC Bank Corporation Limited has a moderate competitive advantage in the Chinese banking market. With an estimated market share of 3.5%, it is among the larger banks, but not among the market leaders. The return on equity of 10.2% in 2023 demonstrates solid profitability, positioning the bank in the upper middle range compared to some competitors.

The 35% cost-income ratio is an indicator of efficient cost management, giving the bank an advantage over less efficient competitors. Additionally, the bank benefits from its affiliation with CITIC Group, one of China's largest state-owned conglomerates, providing access to a broad network and additional resources.

Overall, China CITIC Bank's competitive advantage is to be considered stable, but not outstanding. The bank must continue to invest in technology and customer service to strengthen its position in the increasingly digital and competitive banking sector.

Institutional Investor Share: approx. 45% (estimated, 2025)
Insider Purchases/Sales: No significant changes (estimated, 2025)

The institutional investor share in China CITIC Bank Corporation Limited is estimated to be around 45%. This figure is based on typical shares for large Chinese banks, which are often dominated by state and institutional investors.

Regarding insider purchases or sales, there have been no significant changes or conspicuous transactions that have been reported in the recent reporting periods. This indicates a stable internal assessment of the company's development.

Market share of China CITIC Bank: Estimate: 3-5% (2025)

Main competitors and their market shares:

1. Industrial and Commercial Bank of China (ICBC): approx. 20%
2. China Construction Bank (CCB): approx. 15%
3. Agricultural Bank of China (ABC): approx. 13%
4. Bank of China (BOC): approx. 12%
5. Bank of Communications: approx. 6%
6. China Merchants Bank: approx. 5%
7. China CITIC Bank: approx. 3-5%

China CITIC Bank Corporation Limited is one of the medium-sized banks in China, with an estimated market share of 3-5%. The biggest competitors are the so-called "Big Four" banks of China: ICBC, CCB, ABC, and BOC, which together dominate a significant portion of the market.

Compared to the large state-owned banks, China CITIC Bank's moat is less pronounced. The big banks benefit from their size, extensive network, and state support, giving them a significant competitive advantage. However, China CITIC Bank has strengths in certain niche markets and in corporate finance, which can provide it with a certain advantage.

Overall, competition in the Chinese banking sector is intense, and the large banks often have better moats due to their resources and market position. Therefore, China CITIC Bank must focus on specialized services and innovative financial products to strengthen its market position.

Revenue Growth: 8.2% (2024) Profit Growth: 6.5% (2024) Return on Equity: 10.7% (2024)

China CITIC Bank Corporation Limited achieved a revenue growth of 8.2% in 2024, attributed to solid business development and effective service expansion. The profit growth of 6.5% indicates that the company is able to increase its profitability despite a challenging economic environment.

The return on equity of 10.7% is an indicator of efficient use of equity, which can be attractive to investors as it points to good profitability.

Overall, the company's financial performance suggests a stable and potentially high-growth investment. However, investors should also consider macroeconomic factors and regulatory developments in China that could influence future performance.

Dividend Yield: 4.5% (estimated for 2025)
Dividend History: Continuous payout over the last five years

China CITIC Bank Corporation Limited has regularly distributed dividends to its shareholders in recent years. The company's dividend policy shows a tendency towards stability, indicating a reliable payout.

The estimated dividend yield of 4.5% for 2025 is based on historical payouts and the company's current financial position. This stability is supported by the solid earnings and continuous growth of the bank. Analysts consider the dividend to be relatively safe as long as no significant economic or regulatory changes occur.