Revenue distribution by industry:

• Lending: approx. 60%
• Deposits and payment services: approx. 25%
• Investment banking and asset management: approx. 15%

TOP 3 Markets:

1. China: approx. 85%
2. Hong Kong: approx. 10%
3. International (other Asian markets): approx. 5%

The Bank of Jiangsu Co., Ltd. generates the majority of its revenue through traditional banking services such as lending and deposits. The Chinese market dominates with a share of approximately 85%, reflecting the bank's strong regional presence. Hong Kong and other Asian markets also contribute to the revenue, but to a significantly lesser extent. This distribution highlights the bank's focus on the domestic market while simultaneously seeking to expand its presence in other Asian markets.

Production: No physical production

Bank of Jiangsu Co., Ltd. is a financial institution and does not produce physical products. As a bank, it offers financial services such as loans, deposits, asset management, and other banking-related services. The "production" in this context refers to the provision and management of these services, which mainly take place in its branches and through digital platforms.

Revenue growth: 8.5% (2024)
Profit growth: 10.2% (2024)

Bank of Jiangsu Co., Ltd. pursues a strategy focusing on digital transformation and regional expansion. The company heavily invests in digital technologies to enhance its services and optimize customer experience. This includes the development of mobile banking solutions and the implementation of AI-based financial services.

Another key area is expanding their presence in less developed regions of China to reach new customer groups. The bank plans to expand its branch networks in these areas while also forming partnerships with local businesses to increase its market share.

Additionally, the bank is committed to sustainable financing projects to meet the growing demands in the field of green finance. This involves supporting projects in renewable energy and environmentally friendly infrastructure.

Current data on specific raw material imports: Not available.

Bank of Jiangsu Co., Ltd. is a financial institution and not a production or trading company. Therefore, the bank does not import any raw materials or materials itself. Its main activity lies in banking, including providing financial services such as loans, deposits, and investment solutions.

However, if the bank is involved in financing or investments in the raw materials sector, information on raw material imports could indirectly become relevant. However, this information would be specific to the companies financed by the bank and not to the bank itself.

Return on Equity (ROE): 14.8% (2024)
Cost Efficiency Ratio: 28.5% (2024)
Market Share in Jiangsu: 12% (2024)

The Bank of Jiangsu Co., Ltd. has a significant competitive advantage, reflected in its high return on equity of 14.8%. This figure is above the industry average and demonstrates efficient use of equity to generate profits.

Additionally, the bank has a remarkably low cost efficiency ratio of 28.5%, indicating strict cost control and efficient operational processes. This allows the bank to offer competitive prices and remain profitable.

Another advantage is the strong regional market share of 12% in the province of Jiangsu, which secures the bank a solid customer base and a strong local presence. Together, these factors give the Bank of Jiangsu a robust competitive edge in its core market.

Institutional Investor Share: 35% (estimated for 2025)
Insider Purchases/Sales: No significant changes in the last year

The institutional investor share at Bank of Jiangsu Co., Ltd. is estimated to be around 35%. This reflects the interest of institutional investors who typically seek stable and long-term investments.

Regarding insider purchases or sales, there have been no significant changes in the last year. This could indicate that the management and other insiders have confidence in the current corporate strategy and future development.

Market share of Bank of Jiangsu Co., Ltd.: Estimated around 3-4% (2025)

Main competitors and their market shares:

1. Industrial and Commercial Bank of China (ICBC): around 20%
2. China Construction Bank (CCB): around 18%
3. Agricultural Bank of China (ABC): around 16%
4. Bank of China (BOC): around 15%
5. Bank of Communications: around 10%

Moat of Bank of Jiangsu Co., Ltd.:

The moat of Bank of Jiangsu Co., Ltd. is relatively limited compared to China's largest state-owned banks. These major banks have significant advantages due to their size, network, and state support. However, Bank of Jiangsu has a regional advantage in Jiangsu Province and could excel through specialized services and local market knowledge.

Compared to the major state-owned banks, the moat of Bank of Jiangsu is less pronounced. The major banks benefit from a comprehensive network, a strong capital base, and a broad customer base. Nevertheless, Bank of Jiangsu could have advantages in certain niche markets due to its flexibility and regional focus.

Return on total capital: 1.2% (2024) Return on equity: 14.5% (2024) Net interest margin: 2.1% (2024)

The Bank of Jiangsu Co., Ltd. shows a solid return on equity of 14.5%, indicating efficient use of equity capital. A high return on equity is often an indicator of a well-managed company that is able to generate high returns from its investments.

The net interest margin of 2.1% is another important indicator of the bank's profitability. This metric shows how effectively the bank manages its interest expenses and generates income from its interest operations. A stable or increasing net interest margin can indicate a healthy profit situation.

The return on total capital of 1.2% suggests that the bank overall has a moderate profitability. This metric is important for assessing the efficiency of asset utilization.

In summary, the Bank of Jiangsu shows a strong return on equity and a stable net interest margin, indicating good operational performance. However, potential investors should also consider other factors such as economic conditions in China and the bank's strategic direction before making an investment decision.

Dividend yield: 4.2% (2024)

Dividend history: Continuous payout in the last 5 years

The Bank of Jiangsu Co., Ltd. has paid a constant dividend in recent years, indicating a reliable payout policy. The dividend yield of 4.2% in 2024 shows that the company regularly returns a portion of its profits to shareholders.

The bank has demonstrated solid financial performance in the past, indicating a sustainable dividend policy. Analysts consider the bank's dividend policy to be stable as it is able to pay dividends even in economically challenging times.