Industry Revenues:

• Insurance: approx. 60%
• Banking: approx. 20%
• Technology and other services: approx. 20%

TOP 3 Markets:

1. China: approx. 85%
2. Hong Kong: approx. 10%
3. International (other Asian markets): approx. 5%

Ping An Insurance generates the majority of its revenues from the insurance business, which accounts for about 60% of total income. The banking sector contributes around 20%, while the rest comes from technology and other services.

The Chinese market dominates with a share of approximately 85% of revenues, followed by Hong Kong with around 10%. The remaining 5% is distributed among other international markets, mainly in Asia. This distribution reflects the strong local presence and focus on the domestic market.

Production Sites: Mainly in China

Ping An Insurance (Group) Company of China, Ltd. is primarily an insurance and financial services company. Its "products" are therefore primarily insurance and financial services that are not physically produced.

The company is headquartered in Shenzhen, China, and mainly offers its services in China. However, it also has international branches and investments to expand its services globally.

The technological platforms and digital services developed by Ping An are also predominantly designed and operated in China.

Strategy for Future Growth:

1. Technology Investments: Ping An is heavily investing in technology to digitize and enhance its services. This includes expanding AI-based platforms and developing new digital products.

2. Diversification of Services: The company is expanding its offerings beyond traditional insurance products by investing in sectors such as healthcare, fintech, and wealth management.

3. Internationalization: Ping An is pursuing a strategy of geographical expansion, especially in emerging markets, to attract new customers and strengthen its global presence.

Ping An Insurance relies on a combination of technological innovation, diversification, and international expansion to secure its future growth. Through the use of technology, the company aims to provide more efficient and customer-centric services. At the same time, diversification into adjacent industries such as healthcare and fintech is seen as key to tapping into new revenue sources.

Internationalization offers Ping An the opportunity to benefit from high-growth markets outside of China, making the company more resilient to local market changes. These strategic initiatives are intended to secure Ping An's long-term growth and competitiveness.

Main imported materials: IT components, medical devices
Countries of origin: USA, Germany, Japan

Ping An Insurance (Group) Company of China, Ltd. is a leading insurance and financial services company that also operates in the fields of technology and healthcare.

The company mainly imports IT components and medical devices that are needed for its technological solutions and healthcare services. These materials predominantly come from technologically advanced countries such as the USA, Germany, and Japan, known for their high-quality technological products and medical devices.

Ping An uses these imports to strengthen its digital platforms and healthcare solutions, which are essential components of their business strategy to remain competitive and offer innovative services.

Market share: 20% in the Chinese insurance market (2024)
Financial stability: A+ rating from S&P (2024)
Technological investments: Over 10 billion USD in fintech and AI (2023)

Ping An Insurance has a significant competitive advantage in the Chinese insurance market, which is manifested by a high market share of approximately 20%. This demonstrates the company's strong position in one of the world's largest insurance markets.

The company is financially stable, as evidenced by an A+ rating from S&P. This enables Ping An to obtain favorable financing terms and invest in growth initiatives.

Another key advantage lies in technological investments. Ping An has invested over 10 billion USD in fintech and artificial intelligence, enhancing its efficiency and enabling innovative services. These investments position the company as a pioneer in the digital transformation of the insurance industry.

Institutional investor share: 52% (estimated, 2025)
Insider purchases/sales: No significant changes reported (2025)

The institutional investor share in Ping An Insurance is estimated to be around 52%. This demonstrates the confidence of large institutional investors in the company's stability and growth potential.

In 2025, no significant insider purchases or sales were reported, indicating a stable internal assessment of the company's development. Analysts often observe such transactions as an indicator of the company's future performance.

Market share of Ping An Insurance: 18% (estimated for 2025)

Top competitors and their market shares:

1. China Life Insurance Company Limited: 15%
2. People's Insurance Company of China (PICC): 12%
3. China Pacific Insurance (Group) Co., Ltd.: 10%
4. New China Life Insurance Company Ltd.: 8%
5. Taiping Life Insurance Co., Ltd.: 6%

Moat of Ping An Insurance:

Ping An Insurance has a significant moat, which is composed of several factors. Firstly, the company has a strong brand and a broad customer base supported by a diversified product portfolio. Secondly, Ping An invests heavily in technology and innovation, leading to improved efficiency and customer experience. This technological leadership position is a key competitive advantage over other traditional insurers.

Compared to competitors, Ping An also has an advantage through its comprehensive integration of financial services, allowing customers to access a variety of services from a single source. This strengthens customer loyalty and increases barriers to entry for new competitors.

While other companies like China Life Insurance and PICC also have strong brands and large market shares, Ping An's focus on technology and integrated services is a crucial difference that deepens the moat. However, companies like China Life Insurance, with their state support and extensive resources, could also be considered strong competitors.

Revenue Growth: 8.5% (2024) Profit Growth: 7.2% (2024) Market Share in the Insurance Sector China: 20% (2024)

Ping An Insurance recorded a revenue growth of 8.5% in 2024, indicating solid demand for insurance products and services in China. The profit growth of 7.2% during the same period shows that the company is able to effectively manage its costs while remaining profitable.

The company holds a significant market share of 20% in the Chinese insurance sector, highlighting its strong market position. This position enables Ping An to benefit from the growing middle class and increasing demand for insurance products in China.

In addition, Ping An is heavily investing in technology and digitalization to enhance its efficiency and explore new business opportunities. These strategic investments could further support future growth.

Overall, the solid financial performance, coupled with a strong market position and strategic investments in technology, suggest that Ping An Insurance could be an attractive investment opportunity. However, potential investors should also consider macroeconomic factors and regulatory developments in China.

Dividend yield: Approximately 5.5% (2024)

Dividend history: Continuous payout in recent years

Ping An Insurance (Group) Company of China, Ltd. is known for its reliable dividend policy. The company has regularly distributed dividends in recent years, indicating a stable financial performance and a solid capital structure.

The dividend yield of approximately 5.5% in 2024 shows that the company offers its shareholders an attractive return. This is competitive in comparison to the industry and speaks to the financial health and earning power of Ping An Insurance.

Analysts expect that the company will continue its dividend policy in the future, supported by a robust business model and a strong market position in the insurance industry.