Revenue distribution by industry:

• Reinsurance: approx. 70%
• Life and health insurance: approx. 20%
• Corporate Solutions: approx. 10%

TOP 3 Markets:

1. USA: approx. 30%
2. Europe: approx. 25%
3. Asia: approx. 20%

Swiss Re AG generates the majority of its revenue from reinsurance, which accounts for about 70% of total revenue. This includes both property and life reinsurance. The life and health insurance sector contributes about 20%, while Corporate Solutions, the business with corporate clients, makes up around 10%.

The USA is the largest market for Swiss Re, followed by Europe and Asia. These markets are crucial for the company as they have a high demand for reinsurance products and Swiss Re has a strong market presence there.

Production sites: Globally distributed

Swiss Re AG is a leading reinsurance company and does not produce physical products in the traditional sense. Instead, Swiss Re offers financial services and insurance products that are developed and offered worldwide.

The company has its main offices in Zurich, Switzerland, and operates offices and subsidiaries in numerous countries to offer its services globally. Swiss Re uses a decentralized structure to operate efficiently in different markets and leverage local expertise.

Strategy for Future Growth:

1. Focus on Sustainability and ESG Initiatives: Swiss Re AG is committed to increasing its sustainability standards and integrating ESG initiatives (Environmental, Social, and Governance). This includes investments in green technologies and reducing the CO2 footprint.

2. Digitalization and Technological Innovation: The company is heavily investing in digital technologies to increase efficiency and enhance customer experiences. This includes using Big Data and AI for risk assessment and claims processing.

3. Expansion in Growth Regions: Swiss Re plans to expand its presence in emerging markets such as Asia and Latin America to benefit from the growth opportunities there.

4. Product Diversification: The focus is on developing new insurance products tailored to the changing needs of customers. This includes innovative reinsurance products and solutions for cyber risks.

These strategic initiatives aim to strengthen Swiss Re's market position and secure long-term growth.

Main raw materials: No specific raw materials

Swiss Re AG is a leading reinsurance company and not a manufacturing company. Therefore, it does not import physical raw materials or materials for production purposes.

As a financial services provider, Swiss Re focuses on providing reinsurance services, financial solutions, and risk management. The essential "resources" that are important for the company include capital, data, and human expertise. These are not handled in the form of physical imports but are secured through investments, technology, and global talent acquisition.

However, Swiss Re could be indirectly affected by raw material prices, as they can influence insurance claims in certain industries, such as agriculture or the energy sector.

Reinsurance Market Share: Approx. 15% (estimated for 2025)
Financial Strength Rating: AA- (S&P, 2024)
Combined Ratio: 94% (2024)

Swiss Re AG is one of the leading reinsurers worldwide and holds an estimated market share of about 15%. This positions the company as one of the top players in the industry, providing a significant competitive advantage. The strong market position is supported by a solid financial strength rating of AA-, enhancing investors' and customers' confidence in the company's financial stability.

Swiss Re's competitive advantage is also reflected in efficient cost management, as shown by the Combined Ratio of 94%. A Combined Ratio below 100% indicates that the company is operating profitably, as premium income exceeds claims and administrative costs.

Additionally, Swiss Re benefits from its global presence and wide product portfolio, allowing the company to effectively diversify risks and respond flexibly to market changes. Continuous investment in technology and data analysis further strengthens risk assessment and modeling, providing another competitive advantage.

Institutional investor share: approx. 70% (estimated for 2025)

Insider purchases/sales: No significant transactions in the last year (2024)

The institutional investor share at Swiss Re AG traditionally stands at around 70%, indicating the trust of major financial institutions in the stability and business model of the company. These investors include pension funds, investment funds, and other major financial players.

In 2024, there were no significant insider transactions, suggesting that the management and other insiders do not anticipate significant changes in their assessment of the company's value or future development. This can be seen as a sign of stability and confidence in the current corporate strategy.

Market share of Swiss Re AG: Approx. 8% (estimated for 2025)

Main competitors and their market shares:

1. Munich Re: Approx. 10%
2. Hannover Re: Approx. 7%
3. Berkshire Hathaway Reinsurance Group: Approx. 6%
4. SCOR SE: Approx. 5%
5. Lloyd's of London: Approx. 4%
6. China Reinsurance Group: Approx. 3%
7. Everest Re Group: Approx. 2%
8. PartnerRe: Approx. 2%
9. AXA XL: Approx. 2%
10. Fairfax Financial: Approx. 1.5%

Swiss Re AG is one of the leading reinsurers worldwide and holds a significant market share of about 8%. Swiss Re's market share is comparable to that of Munich Re, the largest competitor, holding around 10%.

Swiss Re's moat lies in its strong global presence, long-standing experience in risk management, and the ability to offer complex reinsurance products. These factors enable the company to compete in a highly competitive market.

Compared to competitors, Munich Re has a similarly strong moat, particularly due to its innovation capabilities and financial strength. Companies like Berkshire Hathaway Reinsurance Group benefit from the support of the parent company and its financial robustness, which also represents a significant advantage.

Overall, Swiss Re has a solid moat, but competition in the reinsurance industry is intense, and other companies also have strong positions and advantages that they leverage to gain market share.

Revenue growth: 5.8% (2024) Profit growth: 4.3% (2024) Combined Ratio: 94.1% (2024)

Swiss Re AG recorded a revenue growth of 5.8% in 2024, attributed to a solid performance in its core businesses. Profit growth was at 4.3%, attributed to effective cost control and an improved loss ratio.

The combined ratio of 94.1% in 2024 indicates efficient risk assessment and claims handling, which is an important indicator of operational efficiency for reinsurers. A ratio below 100% suggests that the company is operating profitably.

Swiss Re has also positioned itself through strategic initiatives for risk mitigation and the expansion of digital solutions to tackle future challenges in the reinsurance market. These measures could place the company in an advantageous position in the coming years.

Overall, the financial and operational performance suggests that Swiss Re AG represents a stable investment, especially for investors interested in long-term engagement in the reinsurance sector.

Dividend Yield: 6.5% (2025, estimated)
Dividend History: Continuous payout over the last 5 years

Swiss Re AG is known for its reliable dividend policy. The company has continuously distributed dividends in recent years, indicating strong financial stability and a solid business model.

The estimated dividend yield of 6.5% in 2025 shows that Swiss Re continues to strive to offer attractive returns to shareholders. This reliability in distribution is a sign of the company's confidence in its future earnings power and its ability to achieve stable profits even in a volatile market environment.