Insurance industry: 70%
Healthcare and social services: 20%
Asset management and other services: 10%

TOP 3 markets:
Japan: 55%
USA: 25%
Europe: 10%

Sompo Holdings, Inc. generates the majority of its revenue from the insurance industry, with the home market of Japan accounting for the largest share of income. The USA and Europe are also significant markets, together making up about a third of the revenue. In recent years, the company has also expanded its presence in healthcare and social services as well as asset management to diversify its sources of income.

Production Sites: Japan, USA, Europe, Asia

Sompo Holdings, Inc. is a Japanese company mainly active in the insurance sector. It offers a wide range of insurance products, including property and casualty insurance as well as life insurance.

Although Sompo Holdings itself does not produce physical products in the traditional sense, it has a global presence through its international subsidiaries and investments. Services and insurance products are offered in various regions, including Japan, the USA, Europe, and Asia.

The company has utilized strategic partnerships and acquisitions to expand and adapt its services worldwide.

Revenue Growth: Estimated 8% (2024)

Profit Growth: Estimated 6% (2024)

Sompo Holdings, Inc. pursues a strategy focused on diversification and digitalization to promote future growth. The company is increasing its investments in digital technologies and InsurTech solutions to enhance its efficiency and improve customer experience.

Another key focus is on international expansion, particularly in emerging markets, to tap into new revenue streams. Additionally, Sompo is leveraging strategic partnerships and acquisitions to strengthen its market position and offer innovative services.

Through these measures, Sompo Holdings expects to enhance its competitiveness and achieve sustainable growth.

Main imported raw materials/materials: Insurance-related services and financial products
Main importing countries: USA, Europe, Asia

Sompo Holdings, Inc. is primarily active in the insurance and financial services sector. The company does not import physical raw materials in the traditional sense, but sources services and products necessary for the operation and expansion of its insurance and financial services.

These services and products are mainly imported from developed markets such as the USA, Europe, and other Asian countries, where Sompo maintains partnerships with other financial institutions and service providers. These partnerships help Sompo to offer innovative insurance products and solutions that meet international standards.

Market share in Japan: Approximately 15% (estimated for 2025)
Combined Ratio: 92.5% (2024)
Return on Equity (ROE): 9.8% (2024)

Sompo Holdings, Inc. is one of the leading insurance companies in Japan and holds a significant market share of about 15%. This gives the company a strong competitive advantage, especially in the domestic market. The market share enables Sompo to leverage economies of scale and optimize its cost structure.

A combined ratio of 92.5% indicates that the company operates efficiently and is able to manage its insurance premiums profitably. A ratio below 100% means that Sompo collects more premiums than it spends on claims and administrative costs, pointing to strong operational efficiency.

The return on equity of 9.8% is another indicator of Sompo's competitiveness. This metric shows that the company is able to maintain its equity return at a solid level, which is attractive to investors and indicates effective capital utilization.

In summary, Sompo Holdings has a significant competitive advantage in the Japanese insurance market through its strong market position, operational efficiency, and solid capital return.

Institutional investor share: approx. 65% (estimated for 2025)

Insider purchases/sales: No significant transactions in the last 12 months (estimated for 2025)

The institutional investor share in Sompo Holdings, Inc. typically accounts for about two-thirds of the total share capital. This demonstrates the confidence of institutional investors in the company's long-term stability and growth potential.

Regarding insider transactions, there have been no significant purchases or sales in the last year, indicating a stable assessment of the company's value by management and other insiders. Such transactions could be an indicator of insiders' confidence in the company's future development.

Market share of Sompo Holdings, Inc.: 12% (estimated, 2025)

Main competitors and their market shares:

1. Tokio Marine Holdings, Inc. - 15%
2. MS&AD Insurance Group Holdings, Inc. - 14%
3. Sompo Holdings, Inc. - 12%
4. Nippon Life Insurance Company - 10%
5. Dai-ichi Life Holdings, Inc. - 9%

Sompo Holdings, Inc. is one of the leading players in the Japanese insurance market. The market share of 12% positions the company behind Tokio Marine and MS&AD, both holding a slightly larger share. However, Sompo has a strong presence in the property and casualty insurance sector, which can be considered a significant moat.

Sompo Holdings' moat consists mainly of its established brand, a wide network of agencies, and strong customer relationships. These factors provide the company with a certain competitive advantage, especially in a market characterized by high barriers to entry and regulatory requirements.

Compared to its competitors, Tokio Marine may have a stronger moat due to its international expansion and diversified product range. MS&AD also benefits from a strong international presence and a wide range of offerings. Therefore, Sompo must continue to invest in innovation and customer satisfaction to strengthen its market position and defend its moat against competitors.

Revenue growth: 4.8% (2024) Profit growth: 6.2% (2024) Return on equity: 9.5% (2024)

Sompo Holdings, Inc. recorded a revenue growth of 4.8% in 2024, indicating a solid business performance. The profit growth of 6.2% shows that the company is capable of efficiently managing its costs and increasing its profitability.

The return on equity of 9.5% is an indicator of effective use of equity, which can be attractive to investors. This metric shows that the company is able to provide its shareholders with a reasonable return on their invested capital.

Additionally, in recent years, Sompo Holdings has invested in strategic partnerships and technological innovations to strengthen its market position and explore new business opportunities. These measures could lead to further growth and improved competitiveness in the long term.

Overall, the financial performance and strategic direction of the company suggest that Sompo Holdings represents a potentially attractive investment opportunity, especially for investors interested in long-term growth.

Dividend yield: 3.5% (2024) Dividend growth: 4% (average over the last 5 years)

Sompo Holdings, Inc. is known for paying a consistent dividend to its shareholders. In 2024, the dividend yield was approximately 3.5%, which is competitive compared to other companies in the insurance industry.

Over the past five years, the company has recorded an average dividend growth of 4%. This consistency demonstrates that Sompo Holdings pursues a reliable dividend policy based on a solid financial foundation. Analysts expect the company to continue to pay stable dividends in the future, provided that no unforeseen economic turbulence occurs.