Distribution of Revenues by Industry:

• Insurance: approx. 60%
• Asset Management: approx. 25%
• Reinsurance and other financial services: approx. 15%

TOP 3 Markets and their Percentage Shares:

• Canada: approx. 35%
• USA: approx. 30%
• Europe: approx. 25%

Great-West Lifeco Inc. generates the majority of its revenues from the insurance business, followed by asset management and reinsurance. The Canadian market is the largest single market for the company, followed by the USA and Europe. These markets are crucial for the company's revenue structure and provide a solid foundation for future growth due to their size and stability.

Production sites: Globally distributed, with a focus on North America and Europe.

Great-West Lifeco Inc. is a leading company in the financial services sector, mainly offering insurance products, retirement solutions, and investment services. As a financial services company, it does not produce physical products in the traditional sense.

The services and products of Great-West Lifeco are mainly offered in Canada, the USA, and Europe. The management and development of these services take place in the main headquarters and regional offices strategically positioned in these markets.

Strategy for Future Growth:

1. International Expansion: Great-West Lifeco Inc. is increasingly focusing on expanding into international markets, particularly in Asia and Europe. These regions offer significant growth opportunities due to the increasing demand for insurance and financial services.

2. Digitalization and Technology Focus: The company is investing in digital platforms and technologies to enhance customer experience and increase operational efficiency. This includes the development of mobile applications and online services to facilitate access to insurance products.

3. Sustainable Investments: Great-West Lifeco places emphasis on sustainable and responsible investments. This includes integrating ESG criteria (Environmental, Social, and Governance) into their investment decisions to secure long-term returns and meet regulatory requirements.

Through these strategic initiatives, Great-West Lifeco aims to strengthen its market position and remain competitive in a rapidly changing global environment.

Imported raw materials/materials: No specific raw materials

Great-West Lifeco Inc. is a financial services company that operates mainly in the insurance and asset management sector. Therefore, it does not import physical raw materials or materials, as would be the case in the manufacturing or production industry.

The company focuses on services and financial products, which is why the import of raw materials is not part of its business model. Instead, it could invest in IT services or software solutions that are necessary for the operation and management of its financial products. These could come from different countries, but such information is usually not publicly specified.

Market share in Canada: 20% (estimated, 2025)
Return on Equity (ROE): 14.5% (2024)
Solvency Ratio: 130% (2024)

Great-West Lifeco Inc. has a significant competitive advantage, especially in the Canadian market, where the company holds an estimated market share of about 20%. This is supported by a strong brand presence and a wide product portfolio.

The return on equity of 14.5% indicates efficient capital utilization and suggests a solid financial performance. Furthermore, the Solvency Ratio of 130% indicates strong financial stability, enabling the company to remain competitive even in economically challenging times.

In addition, Great-West Lifeco benefits from a diversified international presence, which mitigates risks and provides growth opportunities in various markets. Continuous investment in digital transformation and customer experience further strengthens the competitive advantage.

Institutional investor share: approx. 70% (estimated for 2025 based on historical trends)

Insider purchases/sales: No significant changes in the last year (estimated for 2025)

Great-West Lifeco Inc. has traditionally had a high proportion of institutional investors, indicating confidence in the company's stability and long-term profitability. The estimated 70% share reflects the interest of pension funds, investment funds, and other major financial institutions.

Regarding insider purchases and sales, there have been no significant transactions in the last year that would indicate a change in the management's confidence in the company's future performance. This suggests a stable internal assessment of the company's performance.

Market share of Great-West Lifeco Inc.: Estimated around 12% (2025)

Main competitors and their market shares:

1. Manulife Financial Corporation: around 20%
2. Sun Life Financial Inc.: around 18%
3. Great-West Lifeco Inc.: around 12%
4. Industrial Alliance Insurance and Financial Services Inc.: around 8%
5. Desjardins Group: around 7%

Great-West Lifeco Inc. is a significant player in the Canadian insurance market, but not the market leader. Their market share of about 12% positions them behind Manulife Financial Corporation and Sun Life Financial Inc., which hold larger shares.

Great-West Lifeco's moat is based on their strong brand recognition, diversified product portfolio, and solid financial foundation. These factors provide some protection against new market entrants and help retain existing customers.

Compared to competitors like Manulife and Sun Life, which also have strong brands and extensive international networks, Great-West Lifeco's moat is less pronounced. Manulife and Sun Life may have a stronger competitive advantage due to their global presence and innovation capabilities.

Overall, Great-West Lifeco has a respectable, but not insurmountable moat compared to its main competitors. The ability to further differentiate itself through innovation and customer satisfaction could be crucial for its future competitive position.

Revenue Growth: 4.5% (2024) Profit Growth: 3.8% (2024) Dividend Yield: 5.4% (2024)

Great-West Lifeco Inc. achieved a moderate revenue growth of 4.5% in 2024, indicating a stable business performance. The profit growth stands at 3.8%, also pointing to a solid financial performance.

The dividend yield of 5.4% is attractive for investors seeking regular returns. This suggests that the company is capable of offering an attractive return to its shareholders, which could be of interest especially to income-oriented investors.

In summary, Great-West Lifeco Inc. demonstrates a stable financial performance with an attractive dividend yield. For investors looking for stable income, the stock could be a good investment. However, it is advisable to consider other factors such as market conditions and long-term company strategies.

Dividend yield: 5.2% (estimated for 2025)
Dividend history: Continuous distribution over the past years

Great-West Lifeco Inc. is known for its reliable dividend policy. In recent years, the company has consistently distributed dividends, indicating a stable financial foundation and a solid business model. The estimated dividend yield of 5.2% for 2025 shows that the company continues to strive to offer attractive returns to its shareholders.

The reliability of the distribution is supported by Great-West Lifeco's strong market position and its diversified sources of income. This allows the company to pay dividends even in economically challenging times. Analysts expect the dividend policy to remain stable in the near future, provided that no significant negative market changes occur.