Revenue distribution by industry:

• Reinsurance: approx. 60%
• Primary insurance (via ERGO): approx. 30%
• Asset management and other services: approx. 10%

TOP 3 markets and their percentage shares:

• Germany: approx. 25%
• USA: approx. 20%
• Asia-Pacific: approx. 15%

Munich Re generates the majority of its revenue from reinsurance, followed by primary insurance through its subsidiary ERGO. The German market is the largest single market, followed by the USA and the Asia-Pacific region, both of which make significant contributions to the total revenue. This distribution reflects the company's global presence and diversification.

Production Sites: Globally distributed, no specific production facilities

Die Münchener Rückversicherungs-Gesellschaft, auch bekannt als Munich Re, ist ein führendes Unternehmen im Bereich Rückversicherung, Erstversicherung und versicherungsnahe Dienstleistungen. Als Rückversicherer produziert Munich Re keine physischen Produkte, sondern bietet finanzielle Dienstleistungen an.

Ihre "Produktion" besteht aus der Erstellung und Verwaltung von Versicherungsverträgen und -lösungen, die weltweit angeboten werden. Das Unternehmen operiert global, mit Hauptsitz in München, und hat Niederlassungen und Tochtergesellschaften in vielen Ländern, um ihre Dienstleistungen anzubieten.

Growth Strategy: Digitalization and Innovation

Munich Reinsurance Company is increasingly focusing on digitalization and innovation to secure future growth.

A central part of the strategy is the implementation of new technologies to make processes more efficient and develop new business models. This includes the use of artificial intelligence and data analysis to better assess risks and offer customized insurance products.

In addition, the company is investing in sustainable insurance products and supporting initiatives to combat climate change. This focus on sustainability is intended not only to diversify the risk portfolio but also to open up new market opportunities.

Through strategic partnerships and acquisitions, Munich Re aims to expand its market presence and tap into new customer segments. These measures are intended to increase growth potential in emerging markets and strengthen its position as a leading reinsurer.

Main raw materials: No direct raw material imports

The Münchener Rückversicherungs-Gesellschaft, also known as Munich Re, is a leading reinsurance company. As a financial service provider, Munich Re does not import physical raw materials or materials, as its business model is based on providing insurance and reinsurance services.

The company focuses on risk management and providing financial solutions. Therefore, their "raw materials" are more of an intangible nature, such as data, information, and financial resources.

If you are looking for information on investments in commodity markets or commodity derivatives by Munich Re, this would be a different question related to their investment strategies and not physical imports.

Combined Ratio: 96.2% (2024)
Return on Equity: 11.5% (2024)
Market Share in the Reinsurance Industry: approximately 12% (2024)

Munich Reinsurance Company has a significant competitive advantage in the reinsurance industry. This is reflected in its solid financial performance, particularly in the low combined ratio of 96.2%, which indicates an efficient cost structure and effective risk management.

The return on equity of 11.5% underscores the company's ability to generate above-average returns from its capital, indicating strong operational efficiency and market position. Furthermore, Munich Re secures a leading position in the industry through its significant market share of around 12%.

Another competitive advantage arises from its global presence and the ability to diversify complex risks. This enables the company to benefit from global growth opportunities while effectively managing risks.

Institutional investor share: approx. 70% (2025, estimated)

Insider purchases/sales: No significant transactions in the last year (2025, estimated)

The institutional investor share in Münchener Rückversicherungs-Gesellschaft typically stands at around 70%. This high share reflects the confidence of institutional investors in the stability and long-term profitability of the company.

In 2025, there were no significant insider transactions, indicating that the management has confidence in the current corporate strategy and market development. Such transactions often serve as an indicator of the management's assessment of the future corporate performance.

Market share Munich Re: 13% (2025, estimated)

Top competitors and their market shares:

1. Swiss Re: 11%
2. Hannover Rück: 9%
3. SCOR SE: 7%
4. Berkshire Hathaway Reinsurance Group: 6%
5. Lloyd's of London: 5%
6. China Reinsurance Group: 4%
7. Everest Re Group: 3%
8. PartnerRe: 2%
9. AXA XL: 2%
10. Fairfax Financial: 2%

The Münchener Rückversicherungs-Gesellschaft, also known as Munich Re, possesses a significant moat characterized by its size, diversification, and financial strength. These factors enable the company to spread risks more effectively and maintain a leading position in the global reinsurance market.

Compared to its competitors, Munich Re has the advantage of a broad geographical presence and a strong capital base, allowing it to take on larger risks and offer innovative reinsurance solutions. Additionally, the company benefits from long-standing customer relationships and an excellent reputation in the industry.

Some competitors, such as Swiss Re and Hannover Rück, also have strong moats, particularly through specialized services and niche markets. However, Munich Re remains a leader due to its comprehensive market presence and financial stability.

Revenue growth: 4.8% (2024) Profit growth: 5.2% (2024) Combined Ratio: 97.3% (2024)

The Munich Reinsurance Company recorded solid revenue growth of 4.8% in 2024, indicating stable demand in the reinsurance sector. The profit growth of 5.2% shows that the company operates efficiently and has good control over its costs.

A combined ratio of 97.3% suggests that the company is operating profitably, as a value below 100% means that premium income exceeds claims payments and operating expenses. This is a positive sign for the financial health of the company.

In addition, Munich Re has a strong market position and benefits from its global presence as well as its ability to manage risks effectively. These factors could make the stock an attractive investment, especially for investors looking for stability and long-term growth.

However, it is important to also consider external factors such as regulatory changes and natural disasters that can impact the reinsurance industry. A comprehensive analysis of market conditions and the company's strategic direction is advisable before making an investment decision.

Dividend yield: 4.5% (estimated for 2025)
Dividend per share: 11.60 EUR (estimated for 2025)

Munich Reinsurance Company is known for its reliable dividend payments. In recent years, the company has consistently increased its dividend, indicating stable financial performance and a strong capital base.

A dividend of approximately 11.60 EUR per share is expected for 2025, which corresponds to a dividend yield of around 4.5%. This payout is considered reliable as Munich Re traditionally pursues a conservative dividend policy and has a solid reserve to continue paying dividends even in economically challenging times.